:root {
  --bg: #f4f6fa;
  --surface: #ffffff;
  --ink: #0b1b33;
  --ink-2: #33435b;
  --muted: #5f6f86;
  --line: #e3e8f0;
  --navy: #0a2a5e;
  --navy-2: #0e3a7e;
  --blue: #1456c8;
  --blue-soft: #eef4ff;
  --ok: #0f7b4f;
  --err: #b42318;
  --radius: 16px;
  --shadow: 0 1px 2px rgba(11, 27, 51, .05), 0 12px 32px rgba(11, 27, 51, .08);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  background: var(--bg);
  color: var(--ink);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
.wrap { width: min(1100px, 100% - 32px); margin-inline: auto; }
a { color: var(--blue); }
button { font: inherit; }

/* Topo + hero formam um bloco azul só */
.topbar { background: var(--navy); }
.topbar-in { display: flex; align-items: center; justify-content: space-between; height: 64px; }
.brand { color: #fff; text-decoration: none; font-weight: 800; font-size: 1.4rem; letter-spacing: -.03em; }
.brand span { color: #6ea8ff; }
.topbar nav { display: flex; gap: 22px; }
.topbar nav a { color: #c9dbff; text-decoration: none; font-size: .9rem; }
.topbar nav a:hover { color: #fff; }

.hero {
  background: linear-gradient(180deg, var(--navy) 0%, var(--navy-2) 100%);
  color: #fff;
  padding: 36px 0 120px;
}
.hero h1 { font-size: clamp(1.75rem, 4.2vw, 2.7rem); line-height: 1.12; letter-spacing: -.035em; margin: 0 0 12px; max-width: 16em; font-weight: 800; }
.hero p { margin: 0; max-width: 38em; color: #d3e2ff; font-size: 1.05rem; }
.trust { display: flex; flex-wrap: wrap; gap: 8px 20px; list-style: none; padding: 0; margin: 20px 0 0; font-size: .86rem; color: #b8cdf5; }
.trust li::before { content: ""; display: inline-block; width: 6px; height: 6px; margin-right: 8px; border-radius: 50%; background: #6ea8ff; vertical-align: middle; }

/* App sobe por cima do azul */
.app { display: grid; grid-template-columns: 1.35fr 1fr; gap: 20px; align-items: start; margin-top: -88px; position: relative; }
.card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); }
.panel { padding: 8px 24px 24px; }
.side { display: grid; gap: 16px; position: sticky; top: 16px; }

/* Abas */
.tabs { display: flex; gap: 4px; border-bottom: 1px solid var(--line); margin: 0 -24px 22px; padding: 0 16px; }
.tabs button {
  position: relative; background: none; border: 0; padding: 16px 12px 14px; cursor: pointer;
  color: var(--muted); font-weight: 600; font-size: .95rem;
}
.tabs button[aria-selected="true"] { color: var(--navy); }
.tabs button[aria-selected="true"]::after { content: ""; position: absolute; left: 8px; right: 8px; bottom: -1px; height: 3px; border-radius: 3px 3px 0 0; background: var(--blue); }

/* Campos */
.row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; align-items: end; }
.field { display: block; margin-bottom: 16px; }
.field > span { display: block; font-size: .84rem; font-weight: 500; color: var(--muted); margin-bottom: 6px; }
.field em { font-style: normal; color: #9aa7ba; }
input[type="text"] {
  width: 100%; height: 48px; padding: 0 14px; font: inherit; font-size: 1rem; color: var(--ink);
  background: #fff; border: 1px solid #d6dde8; border-radius: 10px;
  font-variant-numeric: tabular-nums; transition: border-color .15s, box-shadow .15s;
}
input[type="text"]:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px rgba(20, 86, 200, .15); }
input[type="text"].invalid { border-color: var(--err); }
.money { position: relative; }
.money i { position: absolute; left: 14px; top: 50%; transform: translateY(-50%); font-style: normal; color: #8a97ab; font-size: .92rem; pointer-events: none; }
.money input { padding-left: 40px; }
.hint { display: block; min-height: 1.2em; margin-top: 4px; font-size: .76rem; color: var(--muted); }
.error { margin: 0; padding: 10px 12px; border-radius: 10px; background: #fef3f2; color: var(--err); font-size: .86rem; }

.seg { display: grid; grid-template-columns: 1fr 1fr; background: #eef2f8; border-radius: 10px; padding: 4px; margin-bottom: 16px; }
.seg input { position: absolute; opacity: 0; pointer-events: none; }
.seg label { text-align: center; padding: 9px 0; border-radius: 7px; font-size: .9rem; font-weight: 600; color: var(--muted); cursor: pointer; }
.seg input:checked + label { background: #fff; color: var(--navy); box-shadow: 0 1px 3px rgba(11, 27, 51, .12); }
.seg input:focus-visible + label { outline: 2px solid var(--blue); }

.check { display: flex; align-items: center; gap: 10px; height: 48px; margin-bottom: 16px; font-size: .9rem; color: var(--ink-2); cursor: pointer; }
.check input { width: 18px; height: 18px; accent-color: var(--blue); }

.panel-title { margin: 18px 0 20px; font-size: 1.15rem; letter-spacing: -.02em; }
select {
  width: 100%; height: 52px; padding: 0 44px 0 14px; font: inherit; font-size: 1rem; font-weight: 600; color: var(--ink);
  background: #fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%235f6f86' stroke-width='2'/%3E%3C/svg%3E") no-repeat right 16px center;
  border: 1px solid #d6dde8; border-radius: 10px; appearance: none; cursor: pointer;
}
select:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px rgba(20, 86, 200, .15); }
.money-lg input { height: 60px; font-size: 1.5rem; font-weight: 700; padding-left: 48px; }
.money-lg i { font-size: 1.1rem; left: 16px; }
.fund-info { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: 12px; overflow: hidden; margin-top: 4px; }
.fund-info div { background: #fafbfd; padding: 12px 14px; }
.fund-info span { display: block; font-size: .76rem; color: var(--muted); }
.fund-info strong { display: block; font-size: 1.05rem; font-variant-numeric: tabular-nums; color: var(--ink); margin: 2px 0; }
.fund-info small { display: block; font-size: .72rem; color: #8a97ab; }
@media (max-width: 560px) { .fund-info { grid-template-columns: 1fr 1fr; } .fund-info div:last-child { grid-column: span 2; } }

/* Carteira */
.cart-head, .cart-row { display: grid; grid-template-columns: 1.3fr .8fr 1fr 36px; gap: 10px; align-items: center; }
.cart-head { font-size: .78rem; color: var(--muted); font-weight: 500; margin-bottom: 8px; }
.cart-row { margin-bottom: 10px; }
.cart-row input { height: 44px; }
.cart-row .del { width: 36px; height: 36px; border: 0; border-radius: 8px; background: none; color: #9aa7ba; cursor: pointer; font-size: 1.2rem; line-height: 1; }
.cart-row .del:hover { background: #fef3f2; color: var(--err); }
.btn-link { background: none; border: 0; padding: 8px 0; color: var(--blue); font-weight: 600; cursor: pointer; font-size: .92rem; }
.btn-link:hover { text-decoration: underline; }

/* Resultado */
.result { padding: 24px; }
.kicker { display: block; font-size: .8rem; font-weight: 600; letter-spacing: .02em; color: var(--muted); }
.big { display: block; font-size: clamp(2.4rem, 5vw, 3.2rem); font-weight: 800; letter-spacing: -.04em; line-height: 1.1; color: var(--navy); margin: 4px 0 2px; font-variant-numeric: tabular-nums; }
.sub { margin: 0 0 16px; color: var(--ink-2); font-size: .95rem; }
.progress { height: 8px; border-radius: 8px; background: #e8edf5; overflow: hidden; }
.progress div { height: 100%; width: 0; border-radius: 8px; background: linear-gradient(90deg, var(--blue), #3d7bff); transition: width .4s ease; }
.progress-txt { margin: 6px 0 12px; font-size: .78rem; color: var(--muted); }
.list { margin: 0; }
.list div { display: flex; justify-content: space-between; gap: 12px; padding: 10px 0; border-top: 1px solid var(--line); }
.list dt { color: var(--muted); font-size: .9rem; }
.list dd { margin: 0; font-weight: 600; font-variant-numeric: tabular-nums; text-align: right; }
.eta { margin-top: 14px; padding: 14px 16px; border-radius: 12px; background: var(--blue-soft); color: var(--navy); font-size: .92rem; }
.eta strong { font-weight: 700; }

.actions { padding: 18px 24px; }
.dl-btns { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin: 10px 0 4px; }
.btn { height: 44px; border: 1px solid var(--navy); border-radius: 10px; background: var(--navy); color: #fff; font-weight: 600; font-size: .92rem; cursor: pointer; transition: background .15s; }
.btn:hover { background: var(--blue); border-color: var(--blue); }
.btn-ghost { background: #fff; color: var(--navy); }
.btn-ghost:hover { color: #fff; }
.btn:disabled { opacity: .45; cursor: not-allowed; }

.disclaimer { margin-top: 18px; font-size: .78rem; color: var(--muted); }

/* Anúncios */
.ad-slot {
  display: grid; place-items: center; overflow: hidden;
  background: repeating-linear-gradient(45deg, #eff2f8, #eff2f8 10px, #e9edf5 10px, #e9edf5 20px);
  border: 1px dashed #c7d0df; border-radius: 12px;
  color: #8b97ab; font-size: .7rem; letter-spacing: .08em; text-transform: uppercase;
}
.ad-wide { min-height: 100px; margin: 24px 0; }
.ad-box { min-height: 250px; }
/* Quando o anúncio real estiver ativo, troque .ad-slot por .ad-live para tirar o fundo listrado */
.ad-live { background: none; border: 0; }

/* Conteúdo */
.prose { max-width: 760px; padding: 8px 0 16px; }
.prose h2 { font-size: 1.45rem; letter-spacing: -.025em; margin: 32px 0 10px; }
.prose p { color: var(--ink-2); margin: 0 0 12px; }
details { border-bottom: 1px solid var(--line); padding: 14px 0; }
summary { cursor: pointer; font-weight: 600; list-style: none; display: flex; justify-content: space-between; gap: 12px; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; color: var(--blue); font-weight: 600; }
details[open] summary::after { content: "−"; }
details p { margin: 10px 0 0; }

.footer { margin-top: 48px; padding: 28px 0; background: #fff; border-top: 1px solid var(--line); color: var(--muted); font-size: .88rem; }
.footer-in { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
.footer p { margin: 0; }
.footer strong { color: var(--navy); }

.toast {
  position: fixed; left: 50%; bottom: 24px; transform: translateX(-50%);
  background: var(--ink); color: #fff; padding: 10px 18px; border-radius: 10px; font-size: .9rem;
  box-shadow: var(--shadow); z-index: 10;
}

@media (max-width: 880px) {
  .app { grid-template-columns: 1fr; }
  .side { position: static; }
  .side .ad-slot { display: none; }
  .topbar nav { display: none; }
}
@media (max-width: 560px) {
  .row { grid-template-columns: 1fr; gap: 0; }
  .hero { padding: 28px 0 104px; }
  .panel, .result, .actions { padding-left: 18px; padding-right: 18px; }
  .tabs { margin-left: -18px; margin-right: -18px; padding: 0 10px; }
  .cart-head, .cart-row { grid-template-columns: 1.2fr .7fr 1fr 32px; gap: 6px; }
}

/* Área 2: plano mensal */
.area2 { margin-top: 40px; padding: 48px 0 8px; background: linear-gradient(180deg, #e9eff9 0%, var(--bg) 100%); border-top: 1px solid var(--line); }
.area2-head { max-width: 640px; margin-bottom: 24px; }
.eyebrow { display: inline-block; font-size: .76rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--blue); }
.area2-head h2 { margin: 6px 0 8px; font-size: clamp(1.5rem, 3.4vw, 2.1rem); letter-spacing: -.03em; line-height: 1.15; }
.area2-head p { margin: 0; color: var(--ink-2); }
.app2 { margin-top: 0; }
.big-time { font-size: clamp(2rem, 4.4vw, 2.6rem); }
.chart { margin: 4px 0 14px; }
.chart svg { display: block; width: 100%; height: 130px; overflow: visible; }
.chart .line { fill: none; stroke: var(--blue); stroke-width: 2.5; vector-effect: non-scaling-stroke; stroke-linejoin: round; }
.chart .goal-line { stroke: #9fb3d6; stroke-width: 1.5; stroke-dasharray: 5 5; vector-effect: non-scaling-stroke; }
.chart figcaption { display: flex; justify-content: space-between; font-size: .74rem; color: var(--muted); margin-top: 6px; }

.chart { position: relative; }
.lg-goal::before { background: repeating-linear-gradient(90deg, #9fb3d6 0 4px, transparent 4px 7px) !important; }
.chart .line-no { fill: none; stroke: #a7b3c6; stroke-width: 2; vector-effect: non-scaling-stroke; stroke-linejoin: round; }
.legend { display: flex; flex-wrap: wrap; gap: 4px 16px; font-size: .74rem; color: var(--muted); margin-bottom: 22px; }
.legend span::before { content: ""; display: inline-block; width: 14px; height: 3px; border-radius: 2px; margin-right: 6px; vertical-align: middle; }
.lg-a::before { background: var(--blue); }
.lg-b::before { background: #a7b3c6; }
.compound { margin: 0 0 14px; padding: 12px 14px; border-radius: 12px; background: #e9f7f0; color: #0b5e3c; font-size: .9rem; }
.compound strong { font-weight: 700; }
.act-hint { margin: 4px 0 0; font-size: .8rem; color: var(--muted); }

/* Apoie o projeto */
.support-nudge { display: flex; align-items: center; justify-content: space-between; gap: 8px; flex-wrap: wrap; margin-top: 8px; padding: 10px 14px; border-radius: 12px; background: var(--blue-soft); color: var(--navy); font-size: .88rem; font-weight: 600; }
.support-nudge[hidden] { display: none; }
.support-nudge .btn-link { padding: 0; }
.pix-box { display: grid; gap: 10px; justify-items: start; margin-top: 14px; padding: 18px 20px; background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); }
.pix-key { font-size: .95rem; color: var(--ink); background: var(--bg); padding: 6px 10px; border-radius: 8px; word-break: break-all; }
.pix-box .btn { padding: 0 18px; }

/* Plano mensal: data onde a linha azul chega na meta + nota das premissas */
.chart figcaption { position: relative; }
.reach-cap { position: absolute; top: 0; transform: translateX(-50%); color: var(--blue); font-weight: 600; white-space: nowrap; }
.reach-cap::before { content: ""; position: absolute; left: 50%; top: -8px; width: 1px; height: 6px; background: var(--blue); }
.reach-cap[hidden] { display: none; }
.plan-note { margin: 10px 0 0; font-size: .78rem; color: var(--muted); }

/* Div, o mascote */
.div-mascot { display: block; height: auto; }
.area2-top { display: flex; align-items: flex-end; justify-content: space-between; gap: 24px; margin-bottom: 24px; }
.area2-top .area2-head { margin-bottom: 0; }
.div-plan { width: 150px; flex-shrink: 0; margin-bottom: -8px; }
.support-head { display: flex; align-items: center; gap: 20px; }
.support-head h2 { margin-top: 0; }
.support { padding-top: 16px; }
.div-support { width: 130px; flex-shrink: 0; }
@media (max-width: 560px) {
  .div-plan { width: 84px; }
  .support-head { flex-direction: column; align-items: flex-start; gap: 4px; }
  .div-support { width: 110px; }
}